Bad Luck?

Is bad luck real?

When bad things happen (a flat tire, the Keurig breaking, losing a job), is it because of some sort of karmic payback, or do we just notice these things more because something HAS gone wrong and now we're seeing other things go wrong?

I never thought I had good luck; just the opposite. But, as I look back on my life, I find that I've had some VERY GOOD luck — things that just seemed to miraculously work out for the best.  Time after time.

So, if there's good luck (and we all like to think there is), is there bad luck, too?

Are there forces out there controlling what happens to us — good and bad — and can we affect them?

Does karma really exist?

I used to think so, but I've seen too many "bad" people profit and benefit from their hurtful actions to  think that karmic payback is real.

Do I wish that karma existed?

Absolutely.

It's like believing in God: the deity may not exist, bit it might...so why take a chance?

It's easier to hedge your bets.

Now, can someone tell me how to get rid of all this bad luck? Prayers, incantations, charms — I'm open to anything.